ENGLISH VERSION EXCEPTIONAL VALUE IN PREMIER 55+ LAKEFRONT COMMUNITY Welcome to Hidden Cove, Lot #78 - a rare opportunity to own an affordable, move-in ready home in one of Winter Haven's most desirable 55+ gated lakefront communities. At just $50,000 with a competitive lot rent of only $435/month (21% below Polk County average), this property represents outstanding value in the Central Florida senior living market. PROPERTY OVERVIEW This well-maintained 2-bedroom, 1.5-bathroom Homes of Merit single-wide manufactured home offers comfortable Florida living with peace of mind. Built by Homes of Merit, a trusted Florida-based manufacturer known for building homes designed specifically for our climate, this residence has been thoughtfully maintained and recently updated with major improvements. Model: Homes of Merit M251 Year: 1984 Bedrooms: 2 Bathrooms: 1.5 Type: Single-Wide Manufactured Home Lot: #78 RECENT MAJOR UPGRADES - NO BIG EXPENSES FOR YEARS TO COME One of the biggest concerns for homebuyers is unexpected repair costs. This home eliminates that worry with two major recent upgrades: NEW ROOF (Installed 2022): Only 3 years old, this roof provides decades of worry-free protection. Living in Florida means dealing with intense sun, heavy rains, and occasional storms - having a new roof gives you confidence and security for years to come. NEW AIR CONDITIONING SYSTEM (Installed 2023): Just 2 years old, the A/C system is in prime condition. In Florida's climate, a reliable A/C isn't a luxury - it's essential. With this recent installation, you won't be facing expensive HVAC replacements anytime soon. These two upgrades alone represent thousands of dollars in value and eliminate the two most expensive repairs a homeowner typically faces. EXTERIOR FEATURES The home presents beautifully with clean, well-maintained exterior elements: Vinyl Siding: Durable, low-maintenance white vinyl siding keeps the home looking fresh with minimal upkeep. No painting required - just occasional cleaning keeps it looking great. Vinyl Skirting: Clean white vinyl skirting provides a finished look while protecting the underside of the home. Well-maintained and in good condition. Carport: Covered parking protects your vehicle from Florida's intense sun and afternoon rain showers. A true convenience you'll appreciate daily. Screened Porch: Enjoy the beautiful Florida weather without the bugs. Perfect for morning coffee, reading, or relaxing while watching the sunset. The screened porch extends your living space and is ideal for entertaining guests. Well-Maintained Landscaping: The lot is neat and tidy, fitting perfectly within Hidden Cove's attractive community aesthetic. INTERIOR FEATURES Step inside to find a functional, comfortable layout perfect for singles, couples, or those looking to downsize: Spacious Living Area: Open and bright, the main living space offers comfortable room for relaxation and entertaining. Kitchen: Equipped with appliances and ample cabinet space for all your cooking needs. Functional layout makes meal preparation convenient and enjoyable. Master Bedroom: Generously sized with good closet space for your belongings. Second Bedroom: Perfect as a guest room, office, hobby room, or additional storage. Flexibility to use as you need. 1.5 Bathrooms: The convenience of a full bathroom plus a half bath means no waiting and easy accommodation for guests. HIDDEN COVE COMMUNITY - YOUR NEW LIFESTYLE AWAITS Hidden Cove isn't just a place to live - it's a lifestyle. This premier 55+ community offers everything active seniors are looking for: GATED ENTRANCE: Security is the #1 priority for our residents. The gated entrance provides peace of mind, controlling access to the community and ensuring a safe, secure environment for all residents. LAKEFRONT LOCATION: Hidden Cove's stunning lakefront setting offers beautiful water views and a serene atmosphere. Enjoy watching wildlife, beautiful sunrises and sunsets, and the calming presence of water just steps from your door. RESORT-STYLE AMENITIES: Enjoy amenities typically found at expensive resorts, including: Community Clubhouse Swimming Pool Social Areas Organized Activities and Events Lakefront Access ACTIVE SOCIAL CALENDAR: One of the best parts of living in Hidden Cove is the vibrant social scene. Regular community events, activities, and gatherings mean you'll never lack for things to do or opportunities to meet neighbors. From card games to holiday parties, there's always something happening. FRIENDLY, CLOSE-KNIT NEIGHBORS: Hidden Cove residents consistently describe the community as welcoming and neighborly. This is a place where people look out for each other, friendships form naturally, and you'll feel at home from day one. LOW-MAINTENANCE LIVING: Community management handles common areas, landscaping in shared spaces, and overall community upkeep. Spend your time enjoying life, not worrying about maintenance. FINANCIAL ANALYSIS - WHY THIS MAKES SENSE Let's talk numbers, because this property makes excellent financial sense: PURCHASE PRICE: $50,000 LOT RENT: $435/month ($5,220/year) This is 21% BELOW the Polk County average of $550-$650/month Lot rent includes access to all community amenities TOTAL ESTIMATED MONTHLY COSTS: Lot Rent: $435 Insurance (estimated): $100 Utilities (estimated): $150 Taxes & Maintenance (estimated): $100 TOTAL: Approximately $785/month COMPARE TO RENTING: The average 2-bedroom apartment rental in Florida runs $1,800/month or more. That's $21,600/year just in rent with nothing to show for it. With this purchase: Year 1 Total Cost: $59,420 (including $50,000 purchase) Year 5 Total Cost: $97,100 Year 10 Total Cost: $144,200 RENTING comparison: Year 1: $21,600 Year 5: $118,800 Year 10: $259,200 YOUR SAVINGS BY BUYING: After Year 5: Save $21,700 vs. renting After Year 10: Save $115,000 vs. renting BREAK-EVEN POINT: Approximately 3.5 years After just three and a half years, you're saving money every single month compared to renting. And you own your home. LOCATION ADVANTAGES - WINTER HAVEN, POLK COUNTY Winter Haven offers the perfect Central Florida location: AFFORDABLE COST OF LIVING: Polk County offers significantly lower costs than coastal Florida areas while still providing easy access to beaches, attractions, and amenities. LOWER INSURANCE COSTS: Located inland (40+ miles from coast), Polk County is in Wind Zone 2 (moderate) versus Zone 3 (high) on the coast. This means substantially lower insurance premiums compared to Miami-Dade, Monroe County, or other coastal areas. Estimated insurance costs of $800-$1,400/year versus $1,800-$3,500 on the coast. CENTRAL LOCATION: Easy access to: Orlando and major attractions (45 minutes) Tampa (1 hour) Beautiful Gulf and Atlantic beaches (day trip distance) Major shopping centers Quality healthcare facilities Restaurants and entertainment WINTER HAVEN CHARM: Known as the "Chain of Lakes City" with over 50 lakes, Winter Haven offers natural beauty, a relaxed pace of life, and genuine Florida charm without the tourist crowds. IDEAL BUYER PROFILE This home is perfect for: Retirees aged 55+ seeking an active, social community Those on fixed income (Social Security, pension) looking for affordable housing Snowbirds wanting a Florida base without coastal prices Anyone prioritizing security and low-maintenance living Buyers who value community and social connections Those flexible with extended family visit restrictions (standard 55+ community rules apply) 55+ COMMUNITY REGULATIONS (HOPA) Hidden Cove operates under the Housing for Older Persons Act (HOPA) exemption: At least one resident must be 55 years or older 80% of units must have at least one 55+ resident No permanent residents under 18 years old Grandchildren/minor visitors: Typically 15-30 days per year (verify with community) Adult visitors under 55: Typically 30-60 days per year with notification FLORIDA HOMESTEAD BENEFITS (For Permanent Residents) If you establish Florida domicile, you may qualify for significant tax benefits: Homestead Exemption: Up to $50,722 reduction in assessed value Save Our Homes Cap: Maximum 2.9% annual assessment increase (2025) Estimated Tax Savings: $500-$1,500/year Requirements: FL driver's license, FL vehicle registration, FL voter registration, Declaration of Domicile, use FL address for IRS. DON'T MISS THIS OPPORTUNITY Properties like this don't come along often. The combination of: Below-market pricing ($50,000) Competitive lot rent ($435/month - 21% below average) Recent major upgrades (new roof, new A/C) Premier 55+ gated lakefront community Resort-style amenities Excellent location in Winter Haven ...makes this an exceptional value that won't last long. SCHEDULE YOUR SHOWING TODAY Contact us now to arrange your private showing of Hidden Cove, Lot #78. Come see for yourself why this property represents one of the best values in Central Florida's 55+ community market. Your affordable Florida dream lifestyle is waiting. --------------------------------------------------------------------------------------------------------------- VERSIÓN ESPAÑOL CORTA ¡OPORTUNIDAD ÚNICA EN HIDDEN COVE! Mobile home 2BR/1.5BA en comunidad 55+ con entrada controlada frente al lago en Winter Haven, FL. PRECIO: $50,000 ' RENTA LOTE: $435/mes (21% bajo el promedio del área) MEJORAS RECIENTES: Techo nuevo (2022) A/C nuevo (2023) Sin gastos mayores por 10+ años CARACTERÍSTICAS: Homes of Merit M251 Siding y skirting de vinilo Carport y porche con screen COMUNIDAD HIDDEN COVE: Entrada controlada 24/7 Frente al lago Piscina y clubhouse Calendario social activo Vecinos amigables COMPARACIÓN FINANCIERA: Rentar en FL = $1,800/mes Comprar aquí = ~$785/mes total ¡Recuperas inversión en 3.5 años! Ubicación perfecta en Polk County: seguro m